401k Ira Limits 2025

401k Ira Limits 2025.  — you can contribute to both a 401(k) and an ira, as long as you keep your contributions to certain limits.  — for 2025, employees can defer up to $23,000 into 401 (k) plans, up from $22,500 in 2023, with an extra $7,500 for workers age 50 and older.

For 2025, the ira contribution limit is. For employer sponsored plans, including 401(k)s the 2025 contribution limits will jump to $23,000.